Deposit splits

What this does

A card processor's daily payout, or a single bank credit that includes three customers and a refund, can't be one deposit line. The split editor takes the bank credit from the Transaction Inbox and lets you say what it's made of. It won't let you post until the pieces equal the credit exactly.

Steps

1. From the Transaction Inbox, open the bank credit and choose split (or Deposits → split for a credit already identified as a deposit).
2. Add a line per piece. Three kinds:
   • Invoice — this credit is the customer's payment. Search the invoice; the line creates the payment and clears the receivable.
   • Recorded payment — the payment was already taken and is sitting in Undeposited Funds; this line drains it. "Search a recorded payment…"
   • Non-AR — Owner capital, Direct revenue, Card settlement with an offset account, interest, or Unidentified payer when you'll sort it out later.
3. If the lines total more than the credit, the difference is the processor fee; assign it ("The lines don't exceed the deposit — there's no fee to assign" means there's none).
4. Review & post deposit enables only when the split balances to the cent.

The rule that protects you

A Recorded payment line must point at a payment whose invoice has no remaining balance. If the invoice still owes money, that line would silently take the invoice path and book the payment a second time. The editor refuses it; pick Invoice instead if the payment was never recorded.

Common problems

Post is greyed out. The cents don't sum, or a recorded-payment line points at an open invoice.

A Stripe payout won't balance. A refund, dispute, or adjustment is riding the payout. Don't fudge a line to make it fit; find the item in the processor's report and add it as its own line.

I don't know who one piece is from. Use Unidentified payer with the amount; it lands in a holding account and shows on the stale money-in check until you resolve it.